{"id":104525,"date":"2022-03-01T00:00:00","date_gmt":"2022-03-01T00:00:00","guid":{"rendered":"https:\/\/docosan-blog.local\/blog\/uncategorized\/mua-bao-hiem-y-te-ca-nhan\/"},"modified":"2022-08-31T00:00:00","modified_gmt":"2022-08-31T00:00:00","slug":"mua-bao-hiem-y-te-ca-nhan","status":"publish","type":"post","link":"https:\/\/www.docosan.com\/blog\/bao-hiem\/mua-bao-hiem-y-te-ca-nhan\/","title":{"rendered":"Mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u1edf \u0111\u00e2u? Th\u1ee7 t\u1ee5c nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"\n

Vi\u1ec7c \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n gi\u00fap ng\u01b0\u1eddi d\u00e2n c\u1ea3m th\u1ea5y an t\u00e2m h\u01a1n, gi\u1ea3m b\u1edbt nhi\u1ec1u chi ph\u00ed khi th\u0103m kh\u00e1m v\u00e0 ch\u1eefa b\u1ec7nh n\u1ebfu ch\u1eb3ng may \u0111au \u1ed1m hay tai n\u1ea1n. Nh\u01b0ng b\u1ea1n \u0111\u00e3 bi\u1ebft r\u00f5 c\u00e1c th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y ch\u01b0a? H\u00e3y tham kh\u1ea3o nh\u1eefng th\u00f4ng tin \u0111\u01b0\u1ee3c Docosan<\/a> c\u1eadp nh\u1eadt trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y.<\/strong><\/p>\n\n\n\n

\u0110\u0103ng k\u00fd v\u00e0 mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u1edf \u0111\u00e2u?<\/h2>\n\n\n\n

B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 m\u1ed9t d\u1ea1ng b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong l\u0129nh v\u1ef1c s\u1ee9c kh\u1ecfe v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Lu\u1eadt B\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i v\u00e0 b\u1ed5 sung n\u0103m 2014. Trong \u0111\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ef1 nguy\u1ec7n l\u00e0 b\u1ea3o hi\u1ec3m do nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n kh\u00f4ng nh\u1eb1m m\u1ee5c \u0111\u00edch kinh doanh l\u1ee3i nhu\u1eadn. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i nh\u1eb1m h\u1ed7 tr\u1ee3 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m, t\u1eeb \u0111\u00f3 g\u00f3p ph\u1ea7n n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng, an sinh x\u00e3 h\u1ed9i.<\/p>\n\n\n\n

Hi\u1ec7n nay, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c chia th\u00e0nh 6 nh\u00f3m sau, bao g\u1ed3m:<\/p>\n\n\n\n

  • Nh\u00f3m do ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng<\/li>
  • Nh\u00f3m do c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u0111\u00f3ng<\/li>
  • Nh\u00f3m do ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc \u0111\u00f3ng<\/li>
  • Nh\u00f3m \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 \u0111\u00f3ng<\/li>
  • Nh\u00f3m tham gia b\u1ea3o hi\u1ec3m y t\u1ebf theo h\u1ed9 gia \u0111\u00ecnh<\/li>
  • Nh\u00f3m do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng<\/li><\/ul>\n\n\n\n

    T\u00f9y v\u00e0o \u0111\u1ed1i t\u01b0\u1ee3ng m\u00ecnh tham gia m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u1edf c\u00e1c \u0111\u1ecba \u0111i\u1ec3m sau:<\/p>\n\n\n\n

    • Ng\u01b0\u1eddi lao \u0111\u1ed9ng theo h\u1ee3p \u0111\u1ed3ng, ng\u01b0\u1eddi qu\u1ea3n l\u00fd doanh nghi\u1ec7p, c\u00e1n b\u1ed9, c\u00f4ng nh\u00e2n vi\u00ean ch\u1ee9c, ng\u01b0\u1eddi ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng chuy\u00ean tr\u00e1ch c\u1ea5p x\u00e3:Tham gia b\u1ea3o hi\u1ec3m y t\u1ebf th\u00f4ng qua doanh nghi\u1ec7p, c\u01a1 quan ho\u1eb7c \u0111\u01a1n v\u1ecb \u0111ang c\u00f4ng t\u00e1c.<\/li>
    • Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf: Tham gia t\u1ea1i \u1ee6y ban nh\u00e2n d\u00e2n c\u1ea5p x\u00e3 ho\u1eb7c c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i.<\/li>
    • Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 b\u1ea3o hi\u1ec3m y t\u1ebf: \u0110\u0103ng k\u00fd t\u1ea1i \u1ee6y ban nh\u00e2n d\u00e2n c\u1ea5p x\u00e3.<\/li>
    • H\u1ecdc sinh, sinh vi\u00ean: \u0110\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n v\u1edbi nh\u00e0 tr\u01b0\u1eddng, n\u01a1i \u0111ang theo h\u1ecdc.<\/li>
    • Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf theo h\u1ed9 gia \u0111\u00ecnh: Mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n t\u1ea1i c\u00e1c \u0111\u1ea1i l\u00fd thu ho\u1eb7c c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i.<\/li><\/ul>\n\n\n\n
      \"mua
      \u0110\u0103ng k\u00fd v\u00e0 mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u1edf \u0111\u00e2u?<\/figcaption><\/figure>\n\n\n\n

      Mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n bao nhi\u00eau ti\u1ec1n?<\/h2>\n\n\n\n

      Theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, t\u00f9y v\u00e0o \u0111\u1ed1i t\u01b0\u1ee3ng tham gia m\u00e0 ng\u01b0\u1eddi c\u00f4ng d\u00e2n c\u00f3 th\u1ec3 c\u00f3 ho\u1eb7c kh\u00f4ng m\u1ea5t ti\u1ec1n khi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf. C\u1ee5 th\u1ec3 h\u01a1n:<\/p>\n\n\n\n

      \u0110\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng m\u1ea5t ti\u1ec1n khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/h3>\n\n\n\n
      • Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u0111\u00f3ng: ng\u01b0\u1eddi h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u, tr\u1ee3 c\u1ea5p do m\u1ea5t kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng h\u00e0ng th\u00e1ng,…<\/li>
      • Ng\u01b0\u1eddi thu\u1ed9c nh\u00f3m do ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc nh\u01b0: c\u00e1n b\u1ed9 x\u00e3 \u0111\u00e3 ngh\u1ec9 vi\u1ec7c \u0111ang h\u01b0\u1edfng tr\u1ee3 c\u1ea5p h\u00e0ng th\u00e1ng, c\u1ef1u chi\u1ebfn binh, ng\u01b0\u1eddi c\u00f3 c\u00f4ng v\u1edbi c\u00e1ch m\u1ea1ng, n\u01b0\u1edbc nh\u00e0,…<\/li>
      • Ng\u01b0\u1eddi thu\u1ed9c nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng do ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng: th\u00e2n nh\u00e2n c\u1ee7a c\u00f4ng nh\u00e2n, th\u00e2n nh\u00e2n c\u1ee7a c\u00f4ng an \u0111ang ph\u1ee5c v\u1ee5 trong ng\u00e0nh c\u00f4ng an, vi\u00ean ch\u1ee9c qu\u1ed1c ph\u00f2ng \u0111ang ph\u1ee5c v\u1ee5 trong ng\u00e0nh qu\u00e2n \u0111\u1ed9i,…<\/li>
      • H\u1ecdc vi\u00ean \u0111\u00e0o t\u1ea1o s\u0129 quan d\u1ef1 b\u1ecb t\u1eeb 3 th\u00e1ng ch\u01b0a tham gia b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00e0 \u0111ang trong th\u1eddi gian \u0111\u00e0o t\u1ea1o.<\/li><\/ul>\n\n\n\n

        \u0110\u1ed1i t\u01b0\u1ee3ng c\u1ea7n tr\u1ea3 ti\u1ec1n khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/h3>\n\n\n\n

        – Nh\u00f3m do ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng:<\/strong><\/p>\n\n\n\n

        • Ng\u01b0\u1eddi lao \u0111\u1ed9ng tr\u00edch s\u1ed1 ti\u1ec1n h\u00e0ng th\u00e1ng \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi l\u00e0m vi\u1ec7c theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng (ng\u01b0\u1eddi qu\u1ea3n l\u00fd doanh nghi\u1ec7p, qu\u1ea3n l\u00fd \u0111i\u1ec1u h\u00e0nh h\u1ee3p t\u00e1c x\u00e3, c\u00f4ng nh\u00e2n vi\u00ean ch\u1ee9c,…):<\/li><\/ul>\n\n\n\n
          M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>1,5% x ti\u1ec1n l\u01b0\u01a1ng th\u00e1ng \u0111\u00f3ng BHXH b\u1eaft bu\u1ed9c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
          • Ng\u01b0\u1eddi ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng chuy\u00ean tr\u00e1ch \u1edf c\u1ea5p x\u00e3:<\/li><\/ul>\n\n\n\n
            M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>1,5% x m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf<\/td>=<\/strong> 22.350 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

            – Nh\u00f3m \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 m\u1ee9c \u0111\u00f3ng:<\/strong><\/p>\n\n\n\n

            • H\u1ed9 c\u1eadn ngh\u00e8o, h\u1ed9 ngh\u00e8o \u0111a chi\u1ec1u kh\u00f4ng \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc \u0111\u00f3ng:<\/li><\/ul>\n\n\n\n
              M\u1ee9c \u0111\u00f3ng BHYT t\u1ed1i \u0111a\/th\u00e1ng =<\/strong><\/td>30% x 4,5% x m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf<\/td>=<\/strong> 20.115 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
              • H\u1ecdc sinh, sinh vi\u00ean \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf theo chu k\u1ef3 n\u1eeda n\u0103m (6 th\u00e1ng) ho\u1eb7c m\u1ed9t n\u0103m (12 th\u00e1ng). S\u1ed1 ti\u1ec1n c\u1ea7n ph\u1ea3i \u0111\u00f3ng m\u1ed7i th\u00e1ng:<\/li><\/ul>\n\n\n\n
                M\u1ee9c \u0111\u00f3ng BHYT t\u1ed1i \u0111a\/th\u00e1ng =<\/strong><\/td>70% x 4,5% x m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf<\/td>=<\/strong> 46.935 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                – Tham gia b\u1ea3o hi\u1ec3m theo h\u1ed9 gia \u0111\u00ecnh:<\/strong><\/p>\n\n\n\n

                T\u00f9y v\u00e0o chu k\u1ef3 m\u00e0 ng\u01b0\u1eddi d\u00e2n \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u00edt ho\u1eb7c nhi\u1ec1u m\u00e0 m\u1ed7i th\u00e1ng ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf s\u1ebd ph\u1ea3i tr\u1ea3 nh\u01b0 sau:<\/p>\n\n\n\n

                • Ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t:<\/li><\/ul>\n\n\n\n
                  M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>4,5% x m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf<\/td>=<\/strong> 67.050 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
                  • Ng\u01b0\u1eddi th\u1ee9 hai:<\/li><\/ul>\n\n\n\n
                    M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>70% x m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/td>=<\/strong> 46.935 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
                    • Ng\u01b0\u1eddi th\u1ee9 ba:<\/li><\/ul>\n\n\n\n
                      M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>60% x m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/td>=<\/strong> 40.230 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
                      • Ng\u01b0\u1eddi th\u1ee9 t\u01b0:<\/li><\/ul>\n\n\n\n
                        M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>50% x m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/td>=<\/strong> 33.525 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
                        • Ng\u01b0\u1eddi th\u1ee9 n\u0103m tr\u1edf \u0111i:<\/li><\/ul>\n\n\n\n
                          M\u1ee9c \u0111\u00f3ng BHYT\/th\u00e1ng =<\/strong><\/td>40% x m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/td>=<\/strong> 26.820 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

                          Quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/h2>\n\n\n\n

                          Khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n, ng\u01b0\u1eddi tham gia s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i sau:<\/p>\n\n\n\n

                          Quy\u1ec1n l\u1ee3i trong vi\u1ec7c kh\u00e1m ch\u1eefa b\u1ec7nh \u0111\u00fang tuy\u1ebfn<\/h3>\n\n\n\n
                          • H\u01b0\u1edfng 100% ph\u00ed kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb b\u1ec7nh n\u1ebfu thu\u1ed9c m\u1ed9t trong c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng sau: c\u00f4ng an, b\u1ed9 \u0111\u1ed9i, ng\u01b0\u1eddi c\u00f3 c\u00f4ng v\u1edbi c\u00e1ch m\u1ea1ng, c\u1ef1u chi\u1ebfn binh, h\u1ed9 ngh\u00e8o, tr\u1ebb em d\u01b0\u1edbi 6 tu\u1ed5i, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf li\u00ean t\u1ee5c trong 5 n\u0103m v\u00e0 c\u00f3 s\u1ed1 ti\u1ec1n \u0111\u00f3ng chi tr\u1ea3 trong n\u0103m l\u1edbn h\u01a1n 6 th\u00e1ng l\u01b0\u01a1ng c\u01a1 s\u1edf.<\/li>
                          • 95% chi ph\u00ed kh\u00e1m v\u00e0 ch\u1eefa b\u1ec7nh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u, nh\u1eadn tr\u1ee3 c\u1ea5p do m\u1ea5t kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng, h\u1ed9 c\u1eadn ngh\u00e8o,…<\/li>
                          • 80% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh \u0111\u1ed1i v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c.<\/li><\/ul>\n\n\n\n

                            Quy\u1ec1n l\u1ee3i trong vi\u1ec7c kh\u00e1m ch\u1eefa b\u1ec7nh tr\u00e1i tuy\u1ebfn<\/h3>\n\n\n\n

                            Qu\u1ef9 b\u1ea3o hi\u1ec3m y t\u1ebf s\u1ebd thanh to\u00e1n theo t\u1ef7 l\u1ec7 c\u1ee7a m\u1ee9c h\u01b0\u1edfng khi kh\u00e1m tr\u00e1i tuy\u1ebfn:<\/p>\n\n\n\n

                            • Thanh to\u00e1n 40% chi ph\u00ed kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u0111\u1ed1i v\u1edbi vi\u1ec7c kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn trung \u01b0\u01a1ng.<\/li>
                            • Thanh to\u00e1n 100% vi\u1ec7n ph\u00ed \u0111\u1ed1i v\u1edbi vi\u1ec7c kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn t\u1ec9nh.<\/li>
                            • Thanh to\u00e1n 100% vi\u1ec7n ph\u00ed \u0111\u1ed1i v\u1edbi vi\u1ec7c kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn huy\u1ec7n.<\/li><\/ul>\n\n\n\n
                              \"mua
                              Quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/figcaption><\/figure>\n\n\n\n

                              Th\u1ee7 t\u1ee5c mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n\n\n\n

                              Vi\u1ec7c mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh qua c\u00e1c b\u01b0\u1edbc c\u01a1 b\u1ea3n sau:<\/p>\n\n\n\n

                              • B\u01b0\u1edbc 1:<\/strong> Chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1, bao g\u1ed3m: t\u1edd khai tham gia, \u0111i\u1ec1n th\u00f4ng tin theo m\u1eabu, tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m y t\u1ebf th\u00ec c\u1ea7n b\u1ed5 sung gi\u1ea5y t\u1edd ch\u1ee9ng t\u1eeb kh\u00e1c, tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 hi\u1ebfn b\u1ed9 ph\u1eadn c\u01a1 th\u1ec3 ng\u01b0\u1eddi c\u1ea7n b\u1ed5 sung gi\u1ea5y ra vi\u1ec7n.<\/li>
                              • B\u01b0\u1edbc 2:<\/strong> N\u1ed9p h\u1ed3 s\u01a1 v\u00e0 \u0111\u00f3ng ti\u1ec1n b\u1ea3o hi\u1ec3m y t\u1ebf.<\/li>
                              • B\u01b0\u1edbc 3: <\/strong>Nh\u1eadn th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i ch\u00ednh n\u01a1i m\u00e0 b\u1ea1n n\u1ed9p h\u1ed3 s\u01a1.<\/li><\/ul>\n\n\n\n
                                \"mua
                                Th\u1ee7 t\u1ee5c mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/figcaption><\/figure>\n\n\n\n

                                Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u1eafc m\u1eafc v\u1ec1 v\u1ea5n \u0111\u1ec1 mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n. \u0110\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin kh\u00e1c, vui l\u00f2ng trao \u0111\u1ed5i v\u1edbi nh\u00e2n vi\u00ean trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u01b0\u1edbng d\u1eabn.<\/p>\n\n\n\n

                                \n\n\n\n

                                B\u00e0i vi\u1ebft \u0111\u01b0\u1ee3c tham kh\u1ea3o t\u1eeb b\u00e1c s\u0129 v\u00e0 c\u00e1c ngu\u1ed3n t\u01b0 li\u1ec7u \u0111\u00e1ng tin c\u1eady trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc. Tuy nhi\u00ean, Docosan Team khuy\u1ebfn kh\u00edch b\u1ec7nh nh\u00e2n h\u00e3y t\u00ecm v\u00e0 \u0111\u1eb7t l\u1ecbch h\u1eb9n v\u1edbi b\u00e1c s\u0129 c\u00f3 chuy\u00ean m\u00f4n \u0111\u1ec3 \u0111i\u1ec1u tr\u1ecb.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

                                Vi\u1ec7c \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n gi\u00fap ng\u01b0\u1eddi d\u00e2n c\u1ea3m th\u1ea5y an t\u00e2m h\u01a1n, gi\u1ea3m b\u1edbt nhi\u1ec1u chi ph\u00ed khi th\u0103m kh\u00e1m v\u00e0 ch\u1eefa b\u1ec7nh n\u1ebfu ch\u1eb3ng may \u0111au \u1ed1m hay tai n\u1ea1n. Nh\u01b0ng b\u1ea1n \u0111\u00e3 bi\u1ebft r\u00f5 c\u00e1c th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y ch\u01b0a? H\u00e3y tham […]<\/p>\n","protected":false},"author":6,"featured_media":93815,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[596],"tags":[],"class_list":["post-104525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem"],"acf":[],"featured_image_src":"https:\/\/www.docosan.com\/blog\/wp-content\/uploads\/2022\/02\/mua-bao-hiem-y-te-ca-nhan-1-600x400.jpg","featured_image_src_square":"https:\/\/www.docosan.com\/blog\/wp-content\/uploads\/2022\/02\/mua-bao-hiem-y-te-ca-nhan-1-600x533.jpg","author_info":{"display_name":"T\u00e0i N\u1eef Linh H\u1ea3o","author_link":"https:\/\/www.docosan.com\/blog\/author\/hao-tai\/"},"_links":{"self":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/posts\/104525","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/comments?post=104525"}],"version-history":[{"count":0,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/posts\/104525\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/media\/93815"}],"wp:attachment":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/media?parent=104525"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/categories?post=104525"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/tags?post=104525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}