{"id":104531,"date":"2022-03-02T00:00:00","date_gmt":"2022-03-02T00:00:00","guid":{"rendered":"https:\/\/docosan-blog.local\/blog\/uncategorized\/bao-hiem-y-te-ho-gia-dinh\/"},"modified":"2022-08-31T00:00:00","modified_gmt":"2022-08-31T00:00:00","slug":"bao-hiem-y-te-ho-gia-dinh","status":"publish","type":"post","link":"https:\/\/www.docosan.com\/blog\/bao-hiem\/bao-hiem-y-te-ho-gia-dinh\/","title":{"rendered":"M\u1ee9c \u0111\u00f3ng v\u00e0 m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh n\u0103m 2022"},"content":{"rendered":"\n

V\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, tham gia b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh l\u00e0 m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 b\u1ea3o v\u1ec7 v\u00e0 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe cho c\u00e1c th\u00e0nh vi\u00ean cho gia \u0111\u00ecnh. Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf th\u00ec kh\u00f4ng kh\u00f4ng ph\u1ea3i ai c\u0169ng \u0111\u1ec1u bi\u1ebft lo\u1ea1i b\u1ea3o hi\u1ec3m h\u1ed9 gia \u0111\u00ecnh n\u00e0y. C\u00f9ng tham kh\u1ea3o b\u00e0i vi\u1ebft \u0111\u01b0\u1ee3c Docosan<\/a> chia s\u1ebb trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin.<\/strong><\/p>\n\n\n\n

B\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh l\u00e0 g\u00ec?<\/h2>\n\n\n\n

B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi m\u1ed7i c\u00f4ng d\u00e2n Vi\u1ec7t Nam \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng theo Lu\u1eadt \u0111\u1ecbnh \u0111\u1ec3 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u0169ng nh\u01b0 h\u1ed7 tr\u1ee3 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y do Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n v\u00e0 tri\u1ec3n khai kh\u00f4ng v\u00ec m\u1ee5c \u0111\u00edch l\u1ee3i nhu\u1eadn.<\/p>\n\n\n\n

Trong \u0111\u00f3, b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m. \u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m y t\u1ebf b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 th\u00e0nh vi\u00ean c\u00f3 t\u00ean trong s\u1ed5 h\u1ed9 kh\u1ea9u ho\u1eb7c s\u1ed5 t\u1ea1m tr\u00fa. Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf theo h\u1ed9 gia \u0111\u00ecnh kh\u00f4ng bao g\u1ed3m ng\u01b0\u1eddi thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng tham gia BHYT theo \u0111i\u1ec1u kho\u1ea3n 1, 2, 3, 4 LU\u1eacT BHYT s\u1eeda \u0111\u1ed5i v\u00e0 b\u1ed5 sung n\u0103m 2014.<\/p>\n\n\n\n

\"b\u1ea3o
B\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh l\u00e0 g\u00ec?<\/figcaption><\/figure>\n\n\n\n

M\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh l\u00e0 bao nhi\u00eau?<\/h2>\n\n\n\n

\u1ede \u0111i\u1ec1u E kho\u1ea3n 1 \u0110i\u1ec1u 7 Ngh\u1ecb \u0111\u1ecbnh 146 n\u0103m 2018 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh m\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n\n\n\n

  • Ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t: \u0110\u00f3ng b\u1eb1ng 4,5% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf<\/li>
  • Ng\u01b0\u1eddi th\u1ee9 hai: \u0110\u00f3ng b\u1eb1ng 70% m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/li>
  • Ng\u01b0\u1eddi th\u1ee9 ba: \u0110\u00f3ng b\u1eb1ng 60% m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/li>
  • Ng\u01b0\u1eddi th\u1ee9 t\u01b0: \u0110\u00f3ng b\u1eb1ng 50% m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/li>
  • Ng\u01b0\u1eddi th\u1ee9 n\u0103m tr\u1edf \u0111i: \u0110\u00f3ng b\u1eb1ng 40% m\u1ee9c \u0111\u00f3ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/li><\/ul>\n\n\n\n

    Trong n\u0103m 2022, m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf \u0111ang \u00e1p d\u1ee5ng l\u00e0 1.490.000 \u0111\u1ed3ng\/ th\u00e1ng. Do \u0111\u00f3, m\u1ee9c \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh c\u1ee7a n\u0103m nay c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n\n\n\n

    Th\u00e0nh vi\u00ean th\u1ee9:<\/strong><\/td>M\u1ee9c \u0111\u00f3ng theo th\u00e1ng:<\/strong><\/td>M\u1ee9c \u0111\u00f3ng theo n\u0103m:<\/strong><\/td><\/tr>
    Ng\u01b0\u1eddi th\u1ee9 nh\u1ea5t<\/td>67.050 \u0111\u1ed3ng\/th\u00e1ng<\/td>702.000 \u0111\u1ed3ng\/n\u0103m<\/td><\/tr>
    Ng\u01b0\u1eddi th\u1ee9 hai<\/td>46.935 \u0111\u1ed3ng\/th\u00e1ng<\/td>491.400 \u0111\u1ed3ng\/n\u0103m<\/td><\/tr>
    Ng\u01b0\u1eddi th\u1ee9 ba<\/td>40.230 \u0111\u1ed3ng\/th\u00e1ng<\/td>421.200 \u0111\u1ed3ng\/n\u0103m<\/td><\/tr>
    Ng\u01b0\u1eddi th\u1ee9 t\u01b0<\/td>33.525 \u0111\u1ed3ng\/th\u00e1ng<\/td>351.000 \u0111\u1ed3ng\/n\u0103m<\/td><\/tr>
    Ng\u01b0\u1eddi th\u1ee9 n\u0103m tr\u1edf \u0111i<\/td>26.820 \u0111\u1ed3ng\/th\u00e1ng<\/td>280.800 \u0111\u1ed3ng\/n\u0103m<\/td><\/tr><\/tbody><\/table>
    B\u1ea3ng gi\u00e1 b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh c\u1eadp nh\u1eadt n\u0103m 2022<\/figcaption><\/figure>\n\n\n\n

    V\u1ec1 ph\u01b0\u01a1ng th\u1ee9c \u0111\u00f3ng:<\/strong> \u0110\u1ecbnh k\u1ef3 3 th\u00e1ng. 6 th\u00e1ng ho\u1eb7c 12 th\u00e1ng. Ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n h\u1ed9 gia \u0111\u00ecnh tr\u1ef1c ti\u1ebfp \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh t\u1ea1i c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i ho\u1eb7c \u0111\u1ea1i l\u00fd thu b\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i c\u1ea5p x\u00e3.<\/p>\n\n\n\n

    \"b\u1ea3o
    M\u1ee9c \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh n\u0103m 2022<\/figcaption><\/figure>\n\n\n\n

    M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh c\u1eadp nh\u1eadt n\u0103m 2022<\/h2>\n\n\n\n

    Trong quy \u0111\u1ecbnh m\u1edbi nh\u1ea5t cho bi\u1ebft, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng theo c\u00e1c kho\u1ea3n sau:<\/p>\n\n\n\n

    – N\u1ebfu kh\u00e1m ch\u1eefa b\u1ec7nh \u0111\u00fang tuy\u1ebfn:<\/strong><\/p>\n\n\n\n

    • H\u01b0\u1edfng 100% ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh \u1edf tuy\u1ebfn x\u00e3.<\/li>
    • H\u01b0\u1edfng 100% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh trong tr\u01b0\u1eddng h\u1ee3p chi ph\u00ed cho m\u1ed9t l\u1ea7n kh\u00e1m th\u1ea5p h\u01a1n 15% so v\u1edbi m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf (t\u1ee9c l\u00e0 223.5000 \u0111\u1ed3ng\/l\u1ea7n).<\/li>
    • H\u01b0\u1edfng 100% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh khi ng\u01b0\u1eddi b\u1ec7nh c\u00f3 th\u1eddi gian tham gia b\u1ea3o hi\u1ec3m y t\u1ebf trong 5 n\u0103m li\u00ean t\u1ee5c tr\u1edf l\u00ean v\u00e0 c\u00f3 s\u1ed1 ti\u1ec1n c\u00f9ng chi tr\u1ea3 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh trong n\u0103m l\u1edbn h\u01a1n 6 th\u00e1ng l\u01b0\u01a1ng c\u01a1 s\u1edf (t\u1ee9c l\u00e0 8.940.000 \u0111\u1ed3ng).<\/li>
    • Gi\u1ea3m 80% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u00f2n l\u1ea1i.<\/li><\/ul>\n\n\n\n

      – N\u1ebfu kh\u00e1m ch\u1eefa b\u1ec7nh tr\u00e1i tuy\u1ebfn:<\/strong><\/p>\n\n\n\n

      • H\u01b0\u1edfng 100% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn huy\u1ec7n.<\/li>
      • H\u01b0\u1edfng 100% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn t\u1ec9nh<\/li>
      • 40% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn Trung \u01b0\u01a1ng.<\/li><\/ul>\n\n\n\n
        \"b\u1ea3o
        M\u1ee9c h\u01b0\u1edfng khi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh<\/figcaption><\/figure>\n\n\n\n

        Mua b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh \u1edf \u0111\u00e2u?<\/h2>\n\n\n\n

        B\u1ea1n c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh \u1edf \u0111\u1ea1i l\u00fd thu nh\u01b0 \u1ee6y ban nh\u00e2n d\u00e2n x\u00e3, n\u01a1i c\u01b0 tr\u00fa, b\u01b0u \u0111i\u1ec7n, h\u1ed9i ph\u1ee5 n\u1eef \u1edf \u0111\u1ecba ph\u01b0\u01a1ng ho\u1eb7c c\u00e1c c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u00e1c c\u1ea5p. L\u00fac n\u00e0y, n\u1ebfu c\u00f3 nh\u1eefng th\u1eafc m\u1eafc n\u00e0o, b\u1ea1n c\u00f3 th\u1ec3 trao \u0111\u1ed5i k\u1ef9 l\u01b0\u1ee1ng v\u1edbi nh\u00e2n vi\u00ean b\u00e1n b\u1ea3o hi\u1ec3m \u0111\u1ec3 bi\u1ebft th\u00f4ng tin chi ti\u1ebft.<\/p>\n\n\n\n

        Th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 tham gia b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh<\/h2>\n\n\n\n

        Khi l\u00e0m th\u1ee7 t\u1ee5c h\u1ed3 s\u01a1 tham gia b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh, b\u1ea1n c\u1ea7n l\u01b0u \u00fd nh\u1eefng v\u1ea5n \u0111\u1ec1 sau:<\/p>\n\n\n\n

        • Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi tham gia \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p m\u00e3 s\u1ed1 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i: \u0110i\u1ec1n m\u00e3 s\u1ed1 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u1ee7a t\u1eebng th\u00e0nh vi\u00ean v\u00e0o c\u00e1c m\u1eabu bi\u1ec3u t\u01b0\u01a1ng \u1ee9ng \u0111\u01b0\u1ee3c \u0111\u01a1n v\u1ecb cung c\u1ea5p.<\/li>
        • Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi tham gia ch\u01b0a c\u00f3 m\u00e3 s\u1ed1 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i: Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1ef1 nguy\u1ec7n k\u00ea khai \u201cT\u1edd khai tham gia, \u0111i\u1ec1u ch\u1ec9nh th\u00f4ng tin BHXH, BHYT\u201d.<\/li><\/ul>\n\n\n\n

          Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh. Hy v\u1ecdng nh\u1eefng th\u00f4ng tin v\u1eeba \u0111\u01b0\u1ee3c chia s\u1ebb s\u1ebd gi\u00fap b\u1ea1n n\u1eafm r\u00f5 \u0111\u01b0\u1ee3c m\u1ed9t s\u1ed1 th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 t\u1eeb \u0111\u00f3 gi\u00fap c\u1ea3 gia \u0111\u00ecnh c\u00f3 s\u1ef1 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p. \u0110\u1ec3 bi\u1ebft chi ti\u1ebft h\u01a1n lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y, h\u00e3y trao \u0111\u1ed5i v\u1edbi nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u00fap \u0111\u1ee1.<\/p>\n\n\n\n

          \n\n\n\n

          B\u00e0i vi\u1ebft \u0111\u01b0\u1ee3c tham kh\u1ea3o t\u1eeb b\u00e1c s\u0129 v\u00e0 c\u00e1c ngu\u1ed3n t\u01b0 li\u1ec7u \u0111\u00e1ng tin c\u1eady trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc. Tuy nhi\u00ean, Docosan Team khuy\u1ebfn kh\u00edch b\u1ec7nh nh\u00e2n h\u00e3y t\u00ecm v\u00e0 \u0111\u1eb7t l\u1ecbch h\u1eb9n v\u1edbi b\u00e1c s\u0129 c\u00f3 chuy\u00ean m\u00f4n \u0111\u1ec3 \u0111i\u1ec1u tr\u1ecb.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

          V\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, tham gia b\u1ea3o hi\u1ec3m y t\u1ebf h\u1ed9 gia \u0111\u00ecnh l\u00e0 m\u1ed9t c\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 b\u1ea3o v\u1ec7 v\u00e0 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe cho c\u00e1c th\u00e0nh vi\u00ean cho gia \u0111\u00ecnh. Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf th\u00ec kh\u00f4ng kh\u00f4ng ph\u1ea3i ai c\u0169ng \u0111\u1ec1u bi\u1ebft lo\u1ea1i b\u1ea3o hi\u1ec3m h\u1ed9 gia \u0111\u00ecnh n\u00e0y. C\u00f9ng tham kh\u1ea3o […]<\/p>\n","protected":false},"author":6,"featured_media":93373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[596],"tags":[],"class_list":["post-104531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem"],"acf":[],"featured_image_src":"https:\/\/www.docosan.com\/blog\/wp-content\/uploads\/2022\/02\/bao-hiem-y-te-ho-gia-dinh-1-600x400.jpg","featured_image_src_square":"https:\/\/www.docosan.com\/blog\/wp-content\/uploads\/2022\/02\/bao-hiem-y-te-ho-gia-dinh-1-600x533.jpg","author_info":{"display_name":"T\u00e0i N\u1eef Linh H\u1ea3o","author_link":"https:\/\/www.docosan.com\/blog\/author\/hao-tai\/"},"_links":{"self":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/posts\/104531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/comments?post=104531"}],"version-history":[{"count":0,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/posts\/104531\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/media\/93373"}],"wp:attachment":[{"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/media?parent=104531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/categories?post=104531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.docosan.com\/blog\/wp-json\/wp\/v2\/tags?post=104531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}